Step 1: Check Your Equity & Borrowing Power
We’ll help you assess your current property’s equity, calculate your borrowing capacity, and look at options to refinance, sell and buy, or even buy without selling first. It’s all about giving you clarity so you can take the next step with confidence.
Step 2: Decision time - Buy First or Sell First?
The biggest decision in the upgrade journey. We’ll run through multiple strategies to figure out what most suits your finances, your goals, and your stress levels. Everyone’s situation is different, and we’ll help you make the right call.
Step 3: Get a Pre-Approval based on your strategy
Once we’ve nailed down your borrowing power and the tailored approach, we’ll lock in a pre-approval tailored to your upgrade strategy. Whatever your Ideal scenario is, we’ll ensure you’re in a strong position to timely when the right home pops up.
Step 4: Find the Right Home & Make Your Move
You're ready to go shopping - and we’re right behind you. We’ll help run numbers on potential properties, assist with deposit and repayment breakdowns, and connect you with trusted pros like conveyancers, buyer’s agents, or building inspectors if needed.
Step 5: Coordinate the Move & Settle In
From the moment your offer is accepted to the day you pick up the keys (and even after that), we’re still with you. We’ll help keep everything on track, make sure your loan and accounts are set up correctly, and check in regularly to ensure your setup still suits you - now and into the future.
Outgrowing your space?
Eyeing your dream suburb? Wanting something more "you"?
Whatever your reason, upgrading your home doesn’t have to be a headache. Whether you're selling and buying, keeping your current home as an investment, or simply refinancing to boost your buying power—we can help you navigate it.
We’ll help you understand your equity, work out your budget, and manage the transition smoothly, so you’re never left juggling repayments or worrying about approvals.
From bridging loans to smart refinancing, we’ll line up the right strategy so you can focus on the exciting part: moving in.
Thinking about your next move?Let’s talk next steps
still figuring things out?
That’s completely fine — it’s a big decision. Whether you’re still comparing your options or want a second opinion, we’re here to help with no pressure and no jargon.
Our advice is tailored, we always aim to help you make the well informed decisions that align with your goals.