Step 1: Define Your Investment Property Goals
We’ll help you clarify your goals and identify what you're working towards - whether it's your first investment or the next property in your plan - and tailor a lending solution that supports it.
Step 2: Assess Your Position
We’ll look at your current financial setup, equity, and borrowing capacity to figure out what kind of property you can target. This step is all about being realistic, strategic, and setting you up for smart decisions.
Step 3: Structure the Right Loan for You
Investment finance is different. The structure can affect everything from cashflow to borrowing capacity for future investments. We’ll guide you through everything so you don’t just get a loan, you get the right one.
Step 4: Get Pre-Approval & Purchase
Once your strategy and loan structure are locked in, we’ll secure pre-approval so you’re ready to make a move when the right property comes up. We can help you run numbers on properties, coordinate with your buyer’s agent and conveyancer, and give you the tools to buy with confidence.
Step 5: Review, Optimise & Repeat
Buying your first (or fifth) investment is just the start. We’ll keep checking in to make sure your loans stay competitive, your strategy stays on track, and your setup evolves with your portfolio. Long-term success is built on smart reviews.
Looking to add property to your financial plan?
Whether you're a first-time investor or growing your existing portfolio, we tailor lending strategies aligned with your financial goals and risk appetite.
Already own a home? We can explore whether accessing your equity is a suitable option to support your next purchase.
Want your first property purchase to be an investment? We can compare your options to help you make an informed decision that supports your investment plan.
We’ll help you understand how factors like rental income, potential tax implications, and loan structuring could support your investment plans - while also highlighting the associated risks.
From interest-only options to split loans and investment-focused pre-approvals, our goal is to provide clear, tailored lending support so you can make informed decisions about your future.
Let’s talk investment plans
Book your complimentary chat
Just exploring your options?
Whether you’re planning your first investment or building your portfolio, we’re here to help you map it out.
No pressure, just smart guidance to help you get clear on your next step — and our support is always complimentary.